Having Apple Pay not working on your iPhone 16 can be frustrating, especially when you rely on contactless payments for daily convenience. Many users have also reported iPhone NFC not working properly, which affects the ability to make secure payments or use other NFC-based features. Since NFC (Near Field Communication) is essential for Apple Pay functionality, any malfunction can prevent the device from detecting payment terminals or processing transactions correctly. Understanding why these issues occur and how to fix them can help restore smooth and reliable performance.

When users experience Apple Pay not working, the problem can often be traced to software glitches or settings misconfigurations. The iPhone 16 relies on the NFC chip to communicate with payment terminals, and even a minor software conflict can interrupt this connection. A common symptom is the iPhone failing to recognize the payment terminal or showing an error message stating that the transaction could not be completed. In some cases, the device may simply not respond when held near a contactless reader.

The first step in fixing Apple Pay not working is to check your device’s software. Outdated system software can contain bugs that affect NFC performance. Go to Settings and ensure that your device is running the latest version of iOS. Updating can often resolve hidden issues that interfere with contactless features. After updating, restart your device to refresh the system and clear any temporary glitches that may affect NFC communication.

Another common cause of iPhone NFC not working is incorrect settings or interference from protective cases. Certain metal or magnetic cases can block the NFC signal, preventing proper communication between your phone and payment terminals. Try removing any case or accessory and testing Apple Pay again. It’s also a good idea to check that NFC is enabled in your device settings. Navigate to your Wallet & Apple Pay settings to confirm that all payment cards are active and properly verified.

Network and region settings can also play a role in Apple Pay not working. If you have recently traveled or changed your SIM card, region-based payment settings might be disrupted. Resetting network settings can often fix this problem. Go to Settings > General > Reset > Reset Network Settings. This action won’t erase your data but will restore network configurations to default, helping NFC connections function properly again.

If the iPhone NFC not working issue persists after software and settings adjustments, it may point to a hardware fault. The NFC chip or related components could be damaged due to physical impact or moisture exposure. Since the NFC chip is located near the top of the iPhone, even minor internal damage can cause signal loss. In such cases, professional diagnosis is required to determine whether a hardware repair or replacement is necessary.

Ignoring persistent NFC or payment issues can make your iPhone unreliable for everyday use. If you’ve tried all troubleshooting steps and Apple Pay not working continues to be a problem, it’s best to get expert help. For precise diagnostics, professional hardware repair, and trusted service, contact iphonerepairauckland today.